Krishondra A. Noel, MBA, MAcc, is a forensic accountant, strategic tax advisor, Fractional CFO, business strategist, and entrepreneur with nearly 20 years of experience in taxation, accounting, financial management, and business growth. She is the founder of Credit Consultative Tax & Financial Management and an experienced H&R Block franchise owner. Krishondra also owns and operates businesses in medical transportation, home and community-based services, and food service, while leading a team of 78 employees. Her expertise includes forensic accounting, cash-flow strategy, internal controls, tax planning, business structure, government-contracting readiness, grant readiness, compliance, payroll, and executive financial guidance.